The Reserve Bank of India (RBI) has reported a 27% increase in net income for the fiscal year 2024–25 (FY25), reaching ₹2.69 lakh crore, up from ₹2.11 lakh crore in the previous year. This surge is primarily attributed to higher global interest rates and substantial gains from foreign exchange transactions, including significant dollar sales aimed at stabilizing the Indian rupee .

• Foreign Exchange Gains: The RBI earned ₹1.11 trillion from foreign exchange transactions in FY25, a notable increase from ₹83,616 crore in the previous year .
• Interest Income: Interest income from foreign securities rose to ₹97,007 crore, up from ₹65,328 crore a year earlier .
• Dividend to Government: The RBI transferred a record surplus of ₹2.69 lakh crore to the central government, exceeding the budgeted estimate of ₹2.56 lakh crore. This transfer is expected to aid in narrowing the fiscal deficit .
• Contingent Risk Buffer (CRB): The RBI increased its CRB to 7.5% of the balance sheet, up from the previous range of 5.5–6.5%, under the revised Economic Capital Framework. This move reflects a more conservative approach to risk provisioning .

These developments underscore the RBI’s proactive measures in managing its financial operations amid global economic shifts, contributing to the country’s fiscal stability.

sources